BUSINESS & COMMERCIAL

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Business Property (Fire & Perils) 

This covers your property such as Building, Stock & Contents (including Customers Goods) from risks such as Fire, Lightning Strike, Earthquake, Storm Damage, Explosion, Malicious Damage, Impact and some Insurers will cover Flood damage.

 

Business Interruption 

This covers you for loss of income because of an insured event such as Fire or Theft. 

In other words, if you make an insurance claim for loss or damage to the Building, your Stock or your Contents and/or you are not able to trade, you can claim for loss of income whilst you are getting back on your feet. The idea of Business Interruption Insurance is to keep your income at the same level as it was prior to your loss. That way you can keep paying your bills, hang onto your staff and ultimately reopen your business.   

 

Liability

Liability Insurance is something that all businesses must have. This protects you and your business against Financial risk of being found liable to a third party for death or injury, loss or damage to property or an economic loss resulting from your negligence. 

As Businesses are all different, the staff at Akupara Insurance Brokers can tailor a liability policy specific to your needs and occupation.  

 

Glass Cover

Replacement costs of Broken Glass & Ceramics and in some cases Signwriting & Signs 

 

Burglary, Theft

Burglary and Theft Insurance is designed to cover you against loss or damage as a result of theft or any attempted theft. Burglary and Theft Insurance will usually cover theft of property whilst the property is held within the premises. 

 

Machinery Breakdown 

Costs involved in repairing or replacing mechanical componentry that has been damaged as a result of an insured event. 

 

Commercial & Private Motor 

Covering your Commercial or Privately-owned vehicle for Accidental Damage, At Fault accidents, Hail, Theft, Fire, Windscreen damage and more, ask us about the best options of cover available to get your vehicle back on the road fast. 

 

GENERAL ADVICE NOTICE 

The information provided on our website is General in nature and is not considered Personal advice as we have not taken into consideration your personal needs, objectives and financial situation. Talk to us about the best options available so we can tailor a policy to suit your needs.