Landlords insurance and Home & Contents insurance are two very different coverages even though they are both covering your property and contents.
Standard home & contents covers you for your building that you and your family live in, as well as the contents you keep within the home. Depending on your coverage you would be covered for any losses or damages done by you, your family and the environment.
When you rent out your property you need to have landlords insurance as it has many extra features that protect you as a landlord that your standard coverage wont.
What does landlord insurance cover?
Building
Landlords Contents
Damage by tenant
Theft by tenant
Landlord liability
Rent default
Loss of rent
Ensuring you have the right coverage to protect your self in your time of need is hard. That is why we are here to not only protect you, but also your world.
Brokers take the time to determine what you need as well as listen to what you want to cover. Then go to the market to find you the best policy to fit your wants, needs and budget.
Remember, brokers are in your corner because they work for you, not the insurers.